- announce - mail.cvcbike.org

CVC Store! Just 3 more days!
by Sheri L 15 Nov '21

15 Nov '21

Don't miss the deadline! Click below to purchase club clothing! Team Store Web Address: teamstore.ascendsportswear.com/store/conejo-valley-cyclists/ <https://sender13.zohoinsights.com/ck/2d6f.327230a/d28bdd00-43f6-11ec-903a-5…> -- Sheri

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CVC Holiday Party!
by Sheri L 13 Nov '21

13 Nov '21

Tis the Season Friends, You are invited to share the joy of the holiday season with your friends from CVC. Conejo Valley Cyclists would like to invite you to enjoy a holiday party! Woohoo! When: Saturday Afternoon, December 4th 3:00-6:00 Small Bites will be served Where: Sunset Terrace Restaurant (In the Janss Mall) 235 N Moorpark Rd g, Thousand Oaks, CA 91360 CVC is covering all members, but we will need an R.S.V.P.! Please send RSVP by email to sheri.membership(a)gmail.com The club will cover all food costs for active members, but we ask those who are bringing a spouse or S/O to please purchase a party registration through bikereg to cover the additional costs. Please use this URL link. https://www.bikereg.com/holiday-party-spouse Happy Holidays! -- Sheri

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Club Clothing extension 6 days only!
by Sheri L 12 Nov '21

12 Nov '21

If you wanted to get club clothing, I have extended the store opening as so many of you did not realize it was closing. SO... here you go again. You have ONLY 6 DAYS! Don't wait! Get that vest you wanted, or add a jersey, or if you have the jersey, get the bibs-they are great! Here is the link! Team Store Web Address: teamstore.ascendsportswear.com/store/conejo-valley-cyclists/ <https://sender13.zohoinsights.com/ck/2d6f.327230a/d28bdd00-43f6-11ec-903a-5…> -- Sheri

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CVC Bi Thursday MTB 11/11/21
by Kent Koral 10 Nov '21

10 Nov '21

Hi CVC MTB’rs, this is what we have going for this weeks bi-weekly Thursday MTB ride. We will ride Ahmanson Ranch & Lasky Mesa, Via Las Virgenes, a crew favorite! This is a fun ride that loops up Las Virgenes Canyon, over the top of Hidden Hills on Laskey Mesa and Back. Great views of the Valley on fairly gentle single track and fire roads. There are a few short, semi steep sections We will meet at the very North end of Las Virgenes Rd and ride at 5:30 sharp. Make sure you have your charged lighting system, helmet, water and spares. This is a novice to intermediate ride (not suitable for beginners). With the little weather warm up we are seeing the latter part of this week, the temperatures will be perfect for getting dirty in the dark!!! https://ridewithgps.com/routes/34585766 Kent Koral (818) 802-0826

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Rides this week-11/11-11/14
by Sheri L 10 Nov '21

10 Nov '21

[image: image.png] *A few announcements:* *Don't forget to RSVP to the Holiday Party held on December 4th. Just email me at sheri.membership(a)gmail.com <sheri.membership(a)gmail.com>* ***Special Veteran's Day Holiday Away Ride THIS Thursday, the 11th, in Santa Barbara. Forecast calls for winds here in Conejo, but clear and sunny in Santa Barbara. Meeting at Padaro Lane in Carpenteria at 9:00 am for about a 40 mile pretty coastal ride coming back through Hope Ranch*. Please give an extra thank you to your dedicated ride leaders this week! *Bi-Weekly Thursday MTB Ride, November 11th, 5:30 pm sharp* *Location: *Park at N end of Las Virgenes Rd at Apts *Ride* *Leader* *Route* *Miles* *Climb (approx. ft.)* *Map* *MTB* Kent 818-802-0826 Las Virgenes/Ahmanson Ranch 11 950 https://ridewithgps.com/routes/34585766 * Saturday November 13th @ 8:30 am* *Ride* *Leader* *Route* *Miles* *Climb (ft.)* *Map* *Red* Kent Rockstore / Mully / Yerba / Encinal / Westlake 48 5130 https://ridewithgps.com/routes/37969344 *Orange* Doug Rockstore/ down Latigo /up Encinal / down Westlake 45.6 4747 https://ridewithgps.com/routes/33106734 *Orange Light* Steve 818-426-1649 Stunt 35.4 3500 https://ridewithgps.com/routes/33550096 *Gold* Sheri Grimes Canyon Reverse 41 2320 https://ridewithgps.com/routes/13832110 *Mellow Yellow* Tex Calabasas out/back 24 1755 https://ridewithgps.com/routes/29307951 * Sunday Road & Gravel Rides, November 14th @ 9:00 am Location: *ALL rides will start at the Starbucks @ Agoura Rd & Westlake Blvd by Vons. Please park towards the rear of parking lot to not disrupt local businesses. *Ride* *Leader* *Route* *Miles* *Climb (ft.)* *Map* *GO / RO* Steve Rock Store/Upper Encinal 25 2479 https://ridewithgps.com/routes/37978064 *Gravel* Rob None Scheduled *Social* Laurie/Joe Westlake/Pederson/Lakeview 21.5 1417 https://ridewithgps.com/routes/37765770 -- Sheri

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From Rob-Gravel Bike Leader
by Sheri L 08 Nov '21

08 Nov '21

As you all may know, I was involved in a serious accident. I was struck by a truck going up westlake when the motorist made a left turn into me. I wanted to make you all aware of uninsured and underinsured motorist coverage that you can purchase through your auto policy. Unfortunately after an accident all you can collect for damages from the driver that hit you, is the limit to their policy, (unless you also sue them). Fortunately you can buy UM/UIM and have more coverage to help with your bills. So I just want to remind you of this so you can max out your UM/UIM coverage like I did 2 or 3 yrs ago. Thanks Rob K Uninsured motorist coverage kicks in when the other party is uninsured or underinsured. 1. What is uninsured motorist insurance coverage in California? *California* law requires drivers to maintain so-called “15/30/5” liability insurance. 15/30/5 means that if the insured is at fault for an *auto accident*, the insurer will pay up to: - $15,000 for bodily injury coverage or death per person, - $30,000 for total bodily injury or death per accident (to all people in the other vehicle combined), and - $5,000 for property damage (collision coverage) to the other vehicle. Automobile insurance is available in *California* in higher amounts than the minimum insurance limits of 15/30/5. Many companies, for instance, offer up to $100,000 per person and $300,000 for total bodily injury per accident. But many drivers cannot afford or are unwilling to pay the premiums for such insurance. This shifts the burden of paying for medical expenses and other damages after a *car accident* to private health insurers or government programs such as Medicare and Medi-Cal. To remedy this California law requires insurers to offer drivers *coverage* for accidents caused by uninsured drivers. This coverage is known as uninsured motorist coverage, or UMC. And it is comprised of uninsured motorist bodily injury (UMBI) and uninsured motorist property damage (UMPD). 2. What is underinsured motorist coverage? Even when California drivers do pay for *insurance*, they often elect coverage at the minimum amount. These amounts are often too low to cover damages for all but minor fender benders. They are particularly inadequate in cases of serious accidents when there are multiple occupants in the car. Under-insured motorist coverage treats the other driver as uninsured for damages in excess of the at-fault driver’s policy limits up to the policy limit of the driver with the *underinsured* motorist coverage. 3. Do I need uninsured motorist coverage if I have health insurance? Private health plans and programs such as Medicare and MediCal will pay medical costs after a car accident regardless of whose fault the accident was. But many people have policies with high deductibles and copays. And health insurance plans do not cover services such as chiropractic care and acupuncture. Nor will they pay to fix *property* damages to cars or cover lost work time or pain and suffering. UMC/UIM is first-party insurance that allows plaintiffs to recover from their own insurance company for *all* their compensatory damages after an accident that is not their fault. 4. How much UMC/UIM do I need? *California* insurers generally offer customers uninsured/underinsured policy limits equal to a driver’s liability policy limits. So, for instance, if a driver has purchased 50/100 limits for accidents that they cause, they can usually purchase 50/100 policy limits for accidents caused by other drivers who are uninsured or under-insured. In California, a driver may not collect more for injuries caused by an uninsured or underinsured motorist than the amount of insured’s policy limits. This is different than in some states (such as Nevada) in which uninsured motorist claim policies cover *all* damages caused by uninsured or under-insured drivers. *A California umbrella policy offers extra coverage* A driver who wants more insurance than the maximum UMC/UIM coverage available in California must purchase an umbrella policy. Umbrella policies are relatively inexpensive and can be applied to cover excess losses under *any* policy of insurance carried at the maximum available limits. You should discuss your needs with your insurance broker. But generally speaking, to waive uninsured motorist coverage is not a good idea unless you have very very good health insurance and either do not work or have a very comprehensive disability insurance policy. -- Sheri

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HOLIDAY Party!
by Sheri L 04 Nov '21

04 Nov '21

Tis the Season Friends, You are invited to share the joy of the holiday season with your friends from CVC. Conejo Valley Cyclists would like to invite you to enjoy a holiday party! Woohoo! When: Saturday Afternoon, December 4th 3:00-6:00 Appetizers will be served Where: Sunset Terrace Restaurant (In the Janss Mall) 235 N Moorpark Rd g, Thousand Oaks, CA 91360 CVC is covering all members, but we will need an R.S.V.P. at least a week in advance. Please send RSVP by email to sheri.membership(a)gmail.com The club will cover all food costs for active members, but we ask those who are bringing a spouse or S/O to please purchase a party registration through bikereg to cover the additional costs. Please use this URL link. https://www.bikereg.com/holiday-party-spouse Happy Holidays! -- Sheri & Your Friends at CVC

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Ride Announcements 11/4-11/7
by Sheri L 04 Nov '21

04 Nov '21

[image: image.png] *Bi-Weekly Thursday MTB Ride, November 4th, 5:30 pm sharp **Location: *Wendy / Potrero Trailhead*. *Helmet or handlebar light and tail light are *REQUIRED *as the ride will likely end in the dark. This is a fun ride through Dos Vientos and not too technical. *Ride* *Leader* *Route* *Miles* *Climb (approx. ft.)* *Map* *MTB* Kent 818-802-0826 Bye Week Bye-Week * Saturday November 6th @ 8:30 am* *Ride* *Leader* *Route* *Miles* *Climb (ft.)* *Map* *Red* Kent Mureau,Old Topanga/Fernwood 49 5000 https://ridewithgps.com/routes/37924104 *Orange* Donna 805-444-0159 Simi Loop Backwards - Mureau / Valley Circle / Woolsey Cyn / E LA Ave / Madera / Erbes 45 3259 https://ridewithgps.com/routes/37926765 *Orange Light* Steve 818-426-1649 Dos Vientos/Santa Rosa/Erbes 46 2935 https://ridewithgps.com/routes/30508745 *Gold* Lisa 7 Minute Hill/Calabasas 34 2600 https://ridewithgps.com/routes/34721233 *Mellow Yellow* Tex Treasure Hill/ Lynn/GreenMeadow 22 1342 https://ridewithgps.com/routes/4749815 * Sunday Road & Gravel Rides, November 7th @ 9:00 am Location: *ALL rides will start at the Starbucks @ Agoura Rd & Westlake Blvd by Vons. Please park towards the rear of parking lot to not disrupt local businesses. *Ride* *Leader* *Route* *Miles* *Climb (ft.)* *Map* *GO / RO* Steve Lookout 28.7 2125 https://ridewithgps.com/routes/37868607 *Gravel* Rob None Scheduled *Social* Mark CLU Gumby Route(Starbuck Start) 21.5 1044 https://ridewithgps.com/routes/35370578 * When riding with us, you will:* · Use helmets and bike lanes! Call out hazards and ride predictably. · Avoid bunching up; don’t overlap wheels. · Keep a prudent distance and ride single file on narrow roads. · Ensure your bike is in good working order. · Descend carefully! · Pass slower riders on the left and signal when changing lines. · Respect traffic laws and the rights of motor vehicles, cyclists, and pedestrians. If the weather is inclement, we will cancel ALL rides. *Last weekend for clothing orders:* Team Store Web Address: teamstore.ascendsportswear.com/store/conejo-valley-cyclists/ <https://sender13.zohoinsights.com/ck/2d6f.327230a/0e946e40-3333-11ec-8632-5…> *Still time to donate to the Nosco Foundation: (note CVC on your donation)* *www.mikenosco.com <http://www.mikenosco.com>* *Sheri*

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Clothing and Accessories
by Sheri L 02 Nov '21

02 Nov '21

Clothing Reminder: Store will close at the end of the week. Take a look at some of the clothing. For these mixed days, I would highly recommend a wind vest. This is lightweight but gives good coverage against breeze and gives some good warmth when used with arm warmers. The vest folds inside of the pocket of itself and has a drawstring to pull it so it can fit nicely in your jersey pocket. Team Store Web Address: teamstore.ascendsportswear.com/store/conejo-valley-cyclists/ <https://sender13.zohoinsights.com/ck/2d6f.327230a/0e946e40-3333-11ec-8632-5…> We suggest the Volarie Elite line for the most traditional fit. These do not run small, so please order your regular size. You can also use their sizing chart or.... just ask. And as last reminder, it is not too late to contribute to the Nosco Foundation. https://mikenosco.com/ -- Sheri

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Reminders!
by Sheri L 29 Oct '21

29 Oct '21

CVC, A few reminders: 1. This Saturday the club rides will be leaving from Trek Westlake Village. We are riding the chosen routes to lend awareness to the Mike Nosco Foundation. ***Please park in the back of the store. * 8:30 arrival 2. Donations to the Nosco Foundation can be made by clicking this website: https://mikenosco.com/ Your donation goes directly to the foundation which supports those with life threatening illnesses. You can learn about the recipients on the website. You can also make a donation in honor of anyone else. 3. If you have CVC Club Clothing, please wear it to show club support for this ride and to be easily identified. 4. Speaking of... the online clothing store closes in another week. Don't forget to order clothing as we will not be opening the store again until the spring. Your team store is live and ready for orders! To get started just share the below link with individuals you would like to give access to the store. That's it! Team Store Web Address: teamstore.ascendsportswear.com/store/conejo-valley-cyclists/ <https://sender13.zohoinsights.com/ck/2d6f.327230a/0e946e40-3333-11ec-8632-5…> *Members/Customers who wish to sign in to an account they created must go to the ABOVE link or directly to teamstore.ascendsportswear.com <https://sender13.zohoinsights.com/ck/2d6f.327230a/0e946e40-3333-11ec-8632-5…> . -- Sheri

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